VA Buyers

Clear guidance for your VA home purchase.

I’m Abby Smith with Coldwell Banker Heritage. I work with VA buyers and military-connected relocations across Ohio’s Miami Valley, including moves connected to Wright-Patterson Air Force Base.

Bring your questions

We’ll discuss your priorities, timing, and the property questions that deserve attention. Your lender can explain eligibility, financing options, estimated costs, and the documentation needed for your purchase.

Appraisal and inspection have different jobs

A VA appraisal isn’t a home inspection. An inspection helps you investigate the home’s condition and maintenance concerns. We’ll discuss both steps so you understand what each can—and cannot—tell you.

Investigate property details early

Condition questions, manufactured homes, rural properties, wells, and septic systems can require additional research. I’ll help identify what to ask the listing agent, lender, inspector, or other qualified professional before you move forward.

Keep the move organized

We’ll coordinate the search with your timeline and discuss offer terms, inspections, appraisal questions, and closing steps. Each transaction has its own details; timelines and outcomes aren’t guaranteed.

Loan eligibility, financing decisions, and applicable VA requirements are handled by your lender and the Department of Veterans Affairs where applicable. I provide real estate guidance and help you coordinate the property side of your purchase.

Read the VA’s official home-buying guidance

Talk With Abby · Plan Your Relocation